Protect Your Family’s Peace of Mind

Protecting your family shouldn’t be complicated. We make it easy to get clear, affordable coverage and fast quotes.

We’re an independent insurance group built on a simple idea: make protecting families easier.

Agents across the country use our system to offer clients clear options, fast quotes, and coverage they can trust — without the usual confusion or pressure. Whether someone needs Final Expense, Term, Whole Life, Mortgage Protection, or supplemental coverage, we help agents deliver the right plan with confidence and care.

Our History

Our foundation comes from years spent helping families understand their choices in a crowded, confusing industry. We built a better way — using modern tools and a client-first approach — to deliver coverage that’s easy to compare, simple to apply for, and built around real needs.

Our Mission

Our mission is to provide families with straightforward insurance solutions and trusted guidance. We work to simplify decisions, compare multiple carriers, and help clients secure reliable protection so they can care for the people who matter most.

Who we are

We’re a team of licensed insurance professionals focused on making protection simple, clear, and accessible for every family. Our goal is to guide clients through their options with honesty, transparency, and support so they feel confident in the coverage they choose.

Why Choose Us

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24/7 Support

Real help when you need it — no waiting, no hassle.

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Years of experience

Agents with proven expertise guiding families through life’s most important decisions.

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Service with Heart

We take time to listen, understand your needs, and make sure you get the right plan.

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Clients Focused

No pushy sales tactics — just transparent options that fit your goals and budget.

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No policy fees

Simple, straightforward protection with no surprises.

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Flexible Coverage Options

From Final Expense to Term and Whole Life, we match you with a plan tailored to your family.

Our Solutions

Protect what matters most with personalized insurance plans built around your family’s needs.

Mortgage Protection

Keeps your family in their home if the unexpected happens. These plans help cover mortgage payments so loved ones never face the risk of losing the house.

Payment Protection

Provides monthly income to your family so essential bills and everyday expenses are covered. Designed to protect your household’s financial stability.

Final Expense

Affordable coverage designed to take care of funeral costs, medical bills, and end-of-life expenses — easing the burden on your loved ones.

Whole Life Insurance

Permanent coverage that lasts a lifetime. Builds cash value, locks in rates, and helps create long-term financial security for your family.

Term Insurance

Simple, affordable protection for a set number of years. Ideal for covering income, children’s expenses, mortgages, and major financial responsibilities.

Spousal Income Protection

Provides your spouse or partner with steady income if you pass away. Ensures your family can maintain stability during life’s most difficult moments.

Client Testimonials

Real stories from families we’ve helped

"After my husband Michael passed, I didn’t know how I was going to keep our home. We had lived here for over 40 years, raised our children here, and built our life within these walls. On the worst day of my life, the thought of packing up and moving nearly broke me.

But because of the policy Michael put in place, I didn’t have to. The coverage came through exactly when I needed it. I was able to stay in my home, pay the bills, and focus on healing — not scrambling. I’m forever grateful he took the time to protect our family. It gave me stability when everything around me felt like it was falling apart."

Gertrude

Father from Wisconsin

Protection That Stays With Your Family

Simple, affordable life insurance designed to protect the people who matter most.

Get a free quote

Answer a few quick questions and we’ll show you the most affordable plans available for your family — no pressure, no obligation.

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Our Achievements

We’re proud of the families we’ve helped and the trust we’ve earned along the way.

25+ States Served

5,000+ Clients Assisted

A+ Carrier Partnerships

Meet Our Experts

Dedicated professionals focused on helping families find the right protection with clarity and care.

Sarah Mitchell

Licensed Agent

Mark Dusevic

Lead Advisor

Emily Carter

Client Support Specialist

Frequently Asked Question

Does my coverage start right away, or is there a waiting period?

Because we operate as a brokerage, we’re not tied to just one company — we shop multiple carriers to find the best fit for your situation. In many cases, we can secure day-one coverage with no waiting period, meaning your family is protected immediately after approval.
If your health requires a graded plan, we’ll tell you upfront and still find you the strongest option available.

How much will my life insurance cost?

Your price depends on a few key factors — age, state, health, and the amount of coverage you choose. Because we’re a brokerage, we compare multiple carriers to find the most affordable plan available. Most clients are surprised by how budget-friendly their rate actually is once we match them with the right company.

Will I need a medical exam to get approved?

In most cases, no. Many of the companies we work with offer no-exam policies that only require a few basic health questions. For clients with certain conditions, we still shop around to find options — including guaranteed issue plans if needed. Our job is to match you with the easiest path to approval.

Address

Office: Troy, MI, 48084

Get In Touch

Assistance Hours

Mon – Sat 9:00am – 8:00pm

Sunday – CLOSED

Phone Number:

xxx-xxx-xxxx


Troy, MI, USA

Call xxx-xxx-xxxx

Site: www.PinnacleXYZ.com

Copyright 2022 . All rights reserved